Best Repos, CDs & Savings Rates in Jamaica for 2025

Secure your savings with Jamaica’s top low-risk investment options. Whether you're looking for short-term returns or steady interest over time, ScoopRate makes it easy to compare Repurchase Agreements (Repos), Certificates of Deposit (CDs) and high-interest savings accounts—all in one place. Start growing your money, the smart way.
Rates Last Updated: November 04, 2025
Investment Disclosure
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fixed investment type
  • Repos
  • CDs
  • Savings Rates

Denominated Curr.

Denominated Curr.
  • J$
  • US$
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fixed investment company
  • Barita
  • JMMB
fixed_term_length
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Deposit amount: $
deposit amount fixed investments
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Repurchase Agreement
Risk level: Conservative
Interest Rate
6.70%
Inv. Range
J$100m range
Term Length
180 days
Est. Return
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Repurchase Agreement
Risk level: Conservative
Interest Rate
6.60%
Inv. Range
J$100m range
Term Length
90 days
Est. Return
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Repurchase Agreement
Risk level: Conservative
Interest Rate
6.45%
Inv. Range
J$100m range
Term Length
60 days
Est. Return
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Repurchase Agreement
Risk level: Conservative
Interest Rate
6.30%
Inv. Range
J$100m range
Term Length
30 days
Est. Return
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Repurchase Agreement
Risk level: Conservative
Interest Rate
6.30%
Inv. Range
J$100m range
Term Length
270 days
Est. Return
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Repurchase Agreement
Risk level: Conservative
Interest Rate
6.30%
Inv. Range
J$100m range
Term Length
1 year
Est. Return
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Repurchase Agreement
Risk level: Conservative
Interest Rate
5.05%
Inv. Range
J$100m & over
Term Length
180 days
Est. Return
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Repurchase Agreement
Risk level: Conservative
Interest Rate
5.00%
Inv. Range
J$100m & over
Term Length
270 days
Est. Return
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Repurchase Agreement
Risk level: Conservative
Interest Rate
5.00%
Inv. Range
J$100m & over
Term Length
90 days
Est. Return
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Repurchase Agreement
Risk level: Conservative
Interest Rate
4.85%
Inv. Range
J$100m & over
Term Length
1 year
Est. Return
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39
Show me
fixed investment type
  • Repos
  • CDs
  • Savings Rates

Denominated Curr.

Denominated Curr.
  • J$
  • US$
Filter by:
fixed investment company
  • Barita
  • JMMB
fixed_term_length
  • 7 days
  • 30 days
  • 60 days
  • 90 days
  • 180 days
  • 270 days
  • 1 year

Investment Disclosure - Managed Funds

Please note that past performance of managed funds, including unit trusts and mutual funds, does not guarantee future results. While historical performance can provide valuable insights into a fund’s track record and management capabilities, it should not be the sole basis for making investment decisions.

Managed funds are subject to market fluctuations, economic conditions and various other factors that may affect their performance. Investors should carefully consider their investment objectives, risk tolerance and financial situation before investing in any managed fund.

Additionally, it’s essential to conduct thorough research and consult with a qualified financial advisor to ensure that the selected managed fund aligns with your individual investment goals and preferences.

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Fixed Income Investment Disclaimer:

  • Interest Rate Risk: The value of your fixed income investment may decline if interest rates rise. As rates go up, investors may be able to earn higher returns on new investments, potentially making your existing fixed-rate investment less attractive.
  • Credit Risk: There is always the possibility that the issuer of a fixed income security, like a CD, may default on their obligation to repay your principal or interest. This risk is generally lower with government-backed securities but can be higher with corporate bonds.
  • Market Volatility: Even fixed income investments can experience some price fluctuation, especially in secondary markets where they may be sold before maturity.
  • Early Withdrawal Penalties: Some fixed income investments, like CDs, may impose penalties if you withdraw your funds before the maturity date.

Before investing in any fixed income product, carefully consider your investment goals, time horizon, and risk tolerance. It’s important to understand the specific features and risks associated with each type of investment. Consider consulting with a financial advisor to ensure these investments align with your overall financial plan.

This information is for general purposes only and does not constitute financial advice.

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While we strive to maintain accuracy and transparency, please understand that featured products may influence their placement on our website. However, rest assured that our rankings and recommendations remain impartial and grounded in objective analysis.

We encourage you to explore all available options and conduct thorough research before making any financial decisions. By continuing to use our platform, you acknowledge your understanding of this disclosure. For further details, please refer to our comprehensive Disclaimer Notice, Privacy Policy and Terms of Use available on our website.

Last Updated: March 8, 2024. 

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