CIBC bizline Visa Business

Credit Card
Rewards

CIBC bizline Visa Business

Welcome offer
No current welcome offer available
Features
  • Earn rewards on every business purchase
  • Simplify business management & boost profits
  • Redeem points for travel, cash back or e-Gifts from top retailers
Annual Fee
J$ 8,884.00
Purchase
Interest Rate
32.00%
Cash
Advance Rate
32.00%
Minimum
Payment
10.00%
Learn more
  • Reward Points: Earn 1 point for every US$1 spent up to US$250,000 annually, and 1 point for every US$2 spent above that threshold. Redeem points for airline tickets, hotel bookings, cash back, e-gift cards, and more.
  • Supplementary Card: Enhance your business by adding a supplementary cardholder to your credit card for a fee of just J$4,442/annum.
  • Card Management: Easily track transactions and manage card security through Online Banking or the Mobile App, ensuring peace of mind against fraud.
  • Simplified Business Operations: Track expenses, manage cash flow, and extend your credit line with flexible repayment options, making business management faster and more efficient.
  • Employee Expense Management: Add multiple employees to the card with customizable reporting to separate business and personal charges effectively.
  • Insurance Coverage: Includes auto rental insurance, purchase protection, and travel accident insurance for added security during business transactions and travel.
  • Wide Card Acceptance: Make business purchases worldwide at millions of Visa locations.
  • Visa Benefits: Access helpful information and tools through the Visa Business Network to optimize your Visa Business Card usage.
  • Transparent Fee Details: Enjoy peace of mind with transparent and detailed fee information provided in the CIBC Schedule of Charges, enabling you to make informed financial decisions.

Investment Disclosure - Managed Funds

Please note that past performance of managed funds, including unit trusts and mutual funds, does not guarantee future results. While historical performance can provide valuable insights into a fund’s track record and management capabilities, it should not be the sole basis for making investment decisions.

Managed funds are subject to market fluctuations, economic conditions and various other factors that may affect their performance. Investors should carefully consider their investment objectives, risk tolerance and financial situation before investing in any managed fund.

Additionally, it’s essential to conduct thorough research and consult with a qualified financial advisor to ensure that the selected managed fund aligns with your individual investment goals and preferences.

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Fixed Income Investment Disclaimer:

  • Interest Rate Risk: The value of your fixed income investment may decline if interest rates rise. As rates go up, investors may be able to earn higher returns on new investments, potentially making your existing fixed-rate investment less attractive.
  • Credit Risk: There is always the possibility that the issuer of a fixed income security, like a CD, may default on their obligation to repay your principal or interest. This risk is generally lower with government-backed securities but can be higher with corporate bonds.
  • Market Volatility: Even fixed income investments can experience some price fluctuation, especially in secondary markets where they may be sold before maturity.
  • Early Withdrawal Penalties: Some fixed income investments, like CDs, may impose penalties if you withdraw your funds before the maturity date.

Before investing in any fixed income product, carefully consider your investment goals, time horizon, and risk tolerance. It’s important to understand the specific features and risks associated with each type of investment. Consider consulting with a financial advisor to ensure these investments align with your overall financial plan.

This information is for general purposes only and does not constitute financial advice.

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Last Updated: March 8, 2024. 

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