CIBC Rewards Visa Gold

Credit Card
Rewards, Travel

CIBC Rewards Visa Gold

Welcome offer
No current welcome offer available
Features
  • Earn Points on Everyday Purchases like Groceries, Gas and More
  • Redeem Reward Points for travel, online shopping or contactless purchases
  • Earn 1 reward point for every US$1 (or J$ equivalent) of purchases
Annual Fee
J$ 7,475.00
Purchase
Interest Rate
47.00%
Cash
Advance Rate
50.00%
Minimum
Payment
3.00%
Learn more
  • Reward Points: Earn 1 reward point for every US $1 (or J$ equivalent) spent, up to a maximum of US$250,000 points per calendar year.
  • Automatic Enrollment: All Rewards Visa Gold Credit Cardholders are automatically enrolled in the CIBC My Rewards Program.
  • CIBC My Rewards Program: Redeem your accumulated points for a variety of rewards through the My Rewards program, including Flights, hotels, car rentals, merchandise & more.
  • Activate your card quickly and securely: Enjoy the convenience of activating your new credit card online or through our mobile app. No need to visit a branch or wait on hold.
  • Auto Rental Insurance: Pay for your rental car with your Visa card and get coverage for vehicle damages up to 31 days. Just decline the Collision Damage Waiver (CDW) offered by the rental company. Coverage is provided by AIG.
  • Worldwide Acceptance: Enjoy the convenience of using your card at millions of Visa merchants globally.
  • Exclusive Discounts: Enjoy special discounts at selected restaurants, hotels, and retail shops, enhancing your shopping and dining experiences.
  • Transaction Management: Monitor and manage your transactions through the convenient mobile app or online banking platform, keeping you informed and in control of your finances.
  • Transparent Fee Details: Enjoy peace of mind with transparent and detailed fee information provided in the CIBC Schedule of Charges, enabling you to make informed financial decisions.

Investment Disclosure - Managed Funds

Please note that past performance of managed funds, including unit trusts and mutual funds, does not guarantee future results. While historical performance can provide valuable insights into a fund’s track record and management capabilities, it should not be the sole basis for making investment decisions.

Managed funds are subject to market fluctuations, economic conditions and various other factors that may affect their performance. Investors should carefully consider their investment objectives, risk tolerance and financial situation before investing in any managed fund.

Additionally, it’s essential to conduct thorough research and consult with a qualified financial advisor to ensure that the selected managed fund aligns with your individual investment goals and preferences.

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Fixed Income Investment Disclaimer:

  • Interest Rate Risk: The value of your fixed income investment may decline if interest rates rise. As rates go up, investors may be able to earn higher returns on new investments, potentially making your existing fixed-rate investment less attractive.
  • Credit Risk: There is always the possibility that the issuer of a fixed income security, like a CD, may default on their obligation to repay your principal or interest. This risk is generally lower with government-backed securities but can be higher with corporate bonds.
  • Market Volatility: Even fixed income investments can experience some price fluctuation, especially in secondary markets where they may be sold before maturity.
  • Early Withdrawal Penalties: Some fixed income investments, like CDs, may impose penalties if you withdraw your funds before the maturity date.

Before investing in any fixed income product, carefully consider your investment goals, time horizon, and risk tolerance. It’s important to understand the specific features and risks associated with each type of investment. Consider consulting with a financial advisor to ensure these investments align with your overall financial plan.

This information is for general purposes only and does not constitute financial advice.

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Last Updated: March 8, 2024. 

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