FGB VISA Gold

Credit Card
Rewards

FGB VISA Gold

Welcome offer
No current welcome offer available
Features
  • Earn points & redeem them how you want with Rewards Your Way
  • Get Free Car Rental Insurance on paid bookings with your card
  • Enjoy complimentary Travel Accident Insurance up to US$250,000
Annual Fee
J$ 7,347.00
Purchase
Interest Rate
49.00%
Cash
Advance Rate
50.00%
Minimum
Payment
3.25%
Learn more
  • Rewards Program: Earn 1 reward point for every $100 spent and benefit from our Rewards Your Way Programme.
  • Points Transfer & Combination: Transfer points to another FGB VISA cardholder or combine points from multiple FGB VISA cards you own for even bigger rewards!
  • Virtual Card Feature: Reduce the risks associated with online shopping by using virtual cards, with limits set as a percentage of your actual card limit.
  • Supplementary Cards: Add authorized users (like family members) to your account and share your credit limit responsibly.
  • Increased Security: Benefit from the latest chip and pin technology for added security, along with text and email alerts to monitor your card activity.
  • Comprehensive Insurance: Auto Rental Insurance for car rentals paid with your FGB Visa Gold Card and Travel Accident Insurance with free coverage up to US$250,000.
  • Global Acceptance: Use your card at over 25 million merchants worldwide wherever Visa is accepted, making it ideal for local and international purchases.
  • Know Before You Swipe: Get a clear picture of First Global Bank (FGB) fees upfront. For a complete breakdown, visit the FGB Fees & Charges Sheet.

Investment Disclosure - Managed Funds

Please note that past performance of managed funds, including unit trusts and mutual funds, does not guarantee future results. While historical performance can provide valuable insights into a fund’s track record and management capabilities, it should not be the sole basis for making investment decisions.

Managed funds are subject to market fluctuations, economic conditions and various other factors that may affect their performance. Investors should carefully consider their investment objectives, risk tolerance and financial situation before investing in any managed fund.

Additionally, it’s essential to conduct thorough research and consult with a qualified financial advisor to ensure that the selected managed fund aligns with your individual investment goals and preferences.

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Fixed Income Investment Disclaimer:

  • Interest Rate Risk: The value of your fixed income investment may decline if interest rates rise. As rates go up, investors may be able to earn higher returns on new investments, potentially making your existing fixed-rate investment less attractive.
  • Credit Risk: There is always the possibility that the issuer of a fixed income security, like a CD, may default on their obligation to repay your principal or interest. This risk is generally lower with government-backed securities but can be higher with corporate bonds.
  • Market Volatility: Even fixed income investments can experience some price fluctuation, especially in secondary markets where they may be sold before maturity.
  • Early Withdrawal Penalties: Some fixed income investments, like CDs, may impose penalties if you withdraw your funds before the maturity date.

Before investing in any fixed income product, carefully consider your investment goals, time horizon, and risk tolerance. It’s important to understand the specific features and risks associated with each type of investment. Consider consulting with a financial advisor to ensure these investments align with your overall financial plan.

This information is for general purposes only and does not constitute financial advice.

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While we strive to maintain accuracy and transparency, please understand that featured products may influence their placement on our website. However, rest assured that our rankings and recommendations remain impartial and grounded in objective analysis.

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Last Updated: March 8, 2024. 

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