FGB Visa Platinum Plus

Credit Card
Travel

FGB Visa Platinum Plus

Welcome offer
Enjoy no annual fee in your first year!
Features
  • 2% Cashback on groceries, utilities, restaurants & travel, 1% on everything else
  • VIP Lounge Access at 1,280+ airports worldwide
  • First Supplementary Card Free — share benefits with family
Annual Fee
J$ 14,000.00
Purchase
Interest Rate
45.00%
Cash
Advance Rate
49.35%
Minimum
Payment
5.00%
Learn more
  • Rewards Program: Earn 2% Cashback on everyday essentials — Grocery, Utilities, Restaurants, and Travel. Plus, enjoy 1% Cashback on all other transactions.
  • Supplementary Cards: Add family members as authorized users and enjoy the convenience of shared spending. Your first supplementary card comes at no cost.
  • VIP Lounge & Airport Access: Skip crowds and unwind with entry to 1,280+ VIP lounges worldwide, plus enjoy discounts at 450+ international airports.
  • Purchase Protection: Shop with confidence — covered up to USD 10,000 for 180 days from purchase date. Benefits extend to additional cardholders.
  • Price Protection: Get reimbursed up to USD 2,000 if you find a lower price within 30 days. Benefits extend to additional cardholders.
  • International Emergency Medical Services: Travel with peace of mind — up to USD 170,000 in coverage for you and anyone whose ticket you purchased with your Visa Platinum Card.
  • Extended Warranty: Pay with your Visa Platinum Card and extend the manufacturer’s warranty, covering repair or replacement up to your card’s maximum limit.
  • Visa Online Medic: When tickets are purchased with an eligible Visa card issued in Latin America & the Caribbean, access a global doctor network for non-emergency medical incidents.
  • Trip & Travel Protection: Coverage for trip delay, trip cancellation, missed connections, baggage delay, and lost luggage — when tickets are purchased with your Visa Platinum Card.
  • Know Before You Swipe: Get a clear picture of First Global Bank (FGB) fees upfront. For a complete breakdown, visit the FGB Fees & Charges Sheet.

Investment Disclosure - Managed Funds

Please note that past performance of managed funds, including unit trusts and mutual funds, does not guarantee future results. While historical performance can provide valuable insights into a fund’s track record and management capabilities, it should not be the sole basis for making investment decisions.

Managed funds are subject to market fluctuations, economic conditions and various other factors that may affect their performance. Investors should carefully consider their investment objectives, risk tolerance and financial situation before investing in any managed fund.

Additionally, it’s essential to conduct thorough research and consult with a qualified financial advisor to ensure that the selected managed fund aligns with your individual investment goals and preferences.

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Fixed Income Investment Disclaimer:

  • Interest Rate Risk: The value of your fixed income investment may decline if interest rates rise. As rates go up, investors may be able to earn higher returns on new investments, potentially making your existing fixed-rate investment less attractive.
  • Credit Risk: There is always the possibility that the issuer of a fixed income security, like a CD, may default on their obligation to repay your principal or interest. This risk is generally lower with government-backed securities but can be higher with corporate bonds.
  • Market Volatility: Even fixed income investments can experience some price fluctuation, especially in secondary markets where they may be sold before maturity.
  • Early Withdrawal Penalties: Some fixed income investments, like CDs, may impose penalties if you withdraw your funds before the maturity date.

Before investing in any fixed income product, carefully consider your investment goals, time horizon, and risk tolerance. It’s important to understand the specific features and risks associated with each type of investment. Consider consulting with a financial advisor to ensure these investments align with your overall financial plan.

This information is for general purposes only and does not constitute financial advice.

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Last Updated: March 8, 2024. 

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