JN Bank Visa Gold

Credit Card
Rewards

JN Bank Visa Gold

Welcome offer
No current welcome offer available
Features
  • Earn JN Rewards points for every purchase, redeemable for great benefits
  • Enjoy discounts at nearly 200 JN partner merchants
  • Enjoy secure and easy payments with EMV technology
Annual Fee
J$ 7,500.00
Purchase
Interest Rate
45.00%
Cash
Advance Rate
45.00%
Minimum
Payment
5.00%
Learn more
  • Emergency Card Replacement: JN Bank will replace your lost or stolen card quickly for continued access to your credit line.
  • Discounts with Almost 200 JN Partner Merchants: Enjoy savings at a wide range of participating JN Bank partner stores.
  • JN Rewards Program: Earn JN Rewards points on every purchase you make with the card, which can be redeemed for various benefits.
  • Access to Online Banking (JN Live): Manage your finances conveniently through JN Bank’s online banking platform.
  • 10% Discount on JAA Membership: Save on your Jamaica Automobile Association (JAA) membership fee if you’re a JN Bank Gold Card holder.
  • Price Protection (up to US$400): Get reimbursed for the difference if you find a qualifying purchase cheaper elsewhere within a specific timeframe.
  • Purchase Protection (up to US$1,000): Provides coverage for your purchases in case of theft or damage within a certain period.
  • Extended Warranty (up to US$5,000): Get an extension on the manufacturer’s warranty for certain eligible purchases.
  • Transparency on Fees: The JN Bank Visa Gold Card comprehensive features empower you financially. Make informed choices by reviewing the JN Bank Schedule of Rates Charges for clear details on all fees.

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Investment Disclosure - Managed Funds

Please note that past performance of managed funds, including unit trusts and mutual funds, does not guarantee future results. While historical performance can provide valuable insights into a fund’s track record and management capabilities, it should not be the sole basis for making investment decisions.

Managed funds are subject to market fluctuations, economic conditions and various other factors that may affect their performance. Investors should carefully consider their investment objectives, risk tolerance and financial situation before investing in any managed fund.

Additionally, it’s essential to conduct thorough research and consult with a qualified financial advisor to ensure that the selected managed fund aligns with your individual investment goals and preferences.

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Fixed Income Investment Disclaimer:

  • Interest Rate Risk: The value of your fixed income investment may decline if interest rates rise. As rates go up, investors may be able to earn higher returns on new investments, potentially making your existing fixed-rate investment less attractive.
  • Credit Risk: There is always the possibility that the issuer of a fixed income security, like a CD, may default on their obligation to repay your principal or interest. This risk is generally lower with government-backed securities but can be higher with corporate bonds.
  • Market Volatility: Even fixed income investments can experience some price fluctuation, especially in secondary markets where they may be sold before maturity.
  • Early Withdrawal Penalties: Some fixed income investments, like CDs, may impose penalties if you withdraw your funds before the maturity date.

Before investing in any fixed income product, carefully consider your investment goals, time horizon, and risk tolerance. It’s important to understand the specific features and risks associated with each type of investment. Consider consulting with a financial advisor to ensure these investments align with your overall financial plan.

This information is for general purposes only and does not constitute financial advice.

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While we strive to maintain accuracy and transparency, please understand that featured products may influence their placement on our website. However, rest assured that our rankings and recommendations remain impartial and grounded in objective analysis.

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Last Updated: March 8, 2024. 

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