JN Bank Visa Infinite Business

Credit Card
Cash back

JN Bank Visa Infinite Business

Welcome offer
No current welcome offer available
Features
  • Get free payroll processing for up to 20 employees
  • Get rewarded with cashback on your annual spending
  • Automate staff loans with BizPay Cash
Annual Fee
J$ 6,000.00
Purchase
Interest Rate
35.00%
Cash
Advance Rate
35.00%
Minimum
Payment
5.00%
  • Annual Cashback Rewards: Earn cash back on every business purchase, putting money directly back into your bottom line.
  • Supplementary Card: Empower your team with FREE annual supplementary cards for seamless expense management. A one-time fee of J$4,000 unlocks this benefit.
  • Free Payroll Processing: BizPay Central eliminates payroll service fees, saving you money on managing your employee payments (up to 20 employees).
  • Automated Staff Loans: BizPay Cash simplifies staff loan processing, freeing up your time and resources.
  • Free JAA Membership (US$100 Value): Enjoy discounts on car rentals, roadside assistance, and other travel benefits, depending on the specific JAA membership offered.
  • Flexible Financing: Choose between secured and unsecured credit lines to suit your needs. Secured options offer potentially higher credit limits, while unsecured lines provide immediate spending power.
  • Up to 51 Days Interest-Free Credit: Optimize your cash flow by leveraging this extended grace period to manage payments strategically.
  • 24/7 Online Access: Manage your finances anytime, anywhere with JN Bank LIVE Online Business Banking.
  • Transparent Fees: The JN Bank Visa Infinite Business Card offers a comprehensive feature set to empower your business. To ensure informed decisions about fees, please visit the JN Bank Schedule of Rates Charges for details.

Investment Disclosure - Managed Funds

Please note that past performance of managed funds, including unit trusts and mutual funds, does not guarantee future results. While historical performance can provide valuable insights into a fund’s track record and management capabilities, it should not be the sole basis for making investment decisions.

Managed funds are subject to market fluctuations, economic conditions and various other factors that may affect their performance. Investors should carefully consider their investment objectives, risk tolerance and financial situation before investing in any managed fund.

Additionally, it’s essential to conduct thorough research and consult with a qualified financial advisor to ensure that the selected managed fund aligns with your individual investment goals and preferences.

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Fixed Income Investment Disclaimer:

  • Interest Rate Risk: The value of your fixed income investment may decline if interest rates rise. As rates go up, investors may be able to earn higher returns on new investments, potentially making your existing fixed-rate investment less attractive.
  • Credit Risk: There is always the possibility that the issuer of a fixed income security, like a CD, may default on their obligation to repay your principal or interest. This risk is generally lower with government-backed securities but can be higher with corporate bonds.
  • Market Volatility: Even fixed income investments can experience some price fluctuation, especially in secondary markets where they may be sold before maturity.
  • Early Withdrawal Penalties: Some fixed income investments, like CDs, may impose penalties if you withdraw your funds before the maturity date.

Before investing in any fixed income product, carefully consider your investment goals, time horizon, and risk tolerance. It’s important to understand the specific features and risks associated with each type of investment. Consider consulting with a financial advisor to ensure these investments align with your overall financial plan.

This information is for general purposes only and does not constitute financial advice.

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While we strive to maintain accuracy and transparency, please understand that featured products may influence their placement on our website. However, rest assured that our rankings and recommendations remain impartial and grounded in objective analysis.

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Last Updated: March 8, 2024. 

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