NCB Mastercard Business Elite

Credit Card
Cash back

NCB Mastercard Business Elite

Welcome offer
Enjoy 25% interest for 6 months on Business Credit Card balance transfers
Features
  • Earn NCB Miles rewards with every purchase you make
  • Double warranty coverage up to US$400 per purchase
  • Protection Against ATM Robbery and Assault
Annual Fee
J$ 12,000.00
Purchase
Interest Rate
38.75%
Cash
Advance Rate
38.75%
Minimum
Payment
5.00%
Learn more
  • Earn NCB Miles rewards every time you spend: 1 point for every US$1 (or Jamaican equivalent) on non-government transactions and 1 point for every US$5 on government transactions, turning everyday expenses into valuable rewards for travel, merchandise, and more.
  • Supplementary Card: Enhance your business’s purchasing capabilities with no supplementary card or replacement card fee.
  • Unlimited Cash Back: Earn rewards on every purchase, with 0.5% cash back on non-government transactions and 0.4% on government transactions.
  • Worldwide Acceptance: Enjoy the convenience of using your card globally without hassle.
  • Travel Accident Insurance: Stay protected while traveling with coverage up to US$250,000 for travel accidents.
  • Auto Rental Insurance: Benefit from insurance coverage for rental vehicles, ensuring worry-free rentals.
  • Exclusive Discounts on NCB Miles: Access special discounts on essential travel expenses such as airline tickets, hotels, and car rentals at ncbmiles.com.
  • Up to 55 Days’ Interest-Free Financing: Manage expenses more effectively with up to 55 days of interest-free financing.
  • Pre-Approved Access with NCB Start-up Package: Start using your card quickly and easily with pre-approved access provided by the NCB Start-up Package, making the application process simple and efficient.
  • Comprehensive Fee Disclosure: Gain peace of mind with clear and detailed fee information outlined in the NCB Card Services Fee Guide, empowering you to make informed decisions about your financial choices.

Investment Disclosure - Managed Funds

Please note that past performance of managed funds, including unit trusts and mutual funds, does not guarantee future results. While historical performance can provide valuable insights into a fund’s track record and management capabilities, it should not be the sole basis for making investment decisions.

Managed funds are subject to market fluctuations, economic conditions and various other factors that may affect their performance. Investors should carefully consider their investment objectives, risk tolerance and financial situation before investing in any managed fund.

Additionally, it’s essential to conduct thorough research and consult with a qualified financial advisor to ensure that the selected managed fund aligns with your individual investment goals and preferences.

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Fixed Income Investment Disclaimer:

  • Interest Rate Risk: The value of your fixed income investment may decline if interest rates rise. As rates go up, investors may be able to earn higher returns on new investments, potentially making your existing fixed-rate investment less attractive.
  • Credit Risk: There is always the possibility that the issuer of a fixed income security, like a CD, may default on their obligation to repay your principal or interest. This risk is generally lower with government-backed securities but can be higher with corporate bonds.
  • Market Volatility: Even fixed income investments can experience some price fluctuation, especially in secondary markets where they may be sold before maturity.
  • Early Withdrawal Penalties: Some fixed income investments, like CDs, may impose penalties if you withdraw your funds before the maturity date.

Before investing in any fixed income product, carefully consider your investment goals, time horizon, and risk tolerance. It’s important to understand the specific features and risks associated with each type of investment. Consider consulting with a financial advisor to ensure these investments align with your overall financial plan.

This information is for general purposes only and does not constitute financial advice.

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Last Updated: March 8, 2024. 

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