NCB Visa Platinum

Credit Card
Cash back

NCB Visa Platinum

Welcome offer
Enjoy 0% interest for the first 3 months on everything you buy in installments!
Features
  • Earn 3% cash back on gas, groceries, and utilities & 1.25% on everything else
  • Cash back paid out to your account quarterly
  • Enjoy Tap & Go for faster, convenient purchases at home and abroad
Annual Fee
J$ 8,300.00
Purchase
Interest Rate
43.99%
Cash
Advance Rate
51.99%
Minimum
Payment
4.00%
Learn more
  • Amplified Cash Back: Earn up to 3% cash back on gas, groceries, and utilities – your everyday essentials! Plus, enjoy an unlimited 1.25% cash back on all personal and household purchases.
  • Faster rewards – Get your cash back applied conveniently every quarter.
  • Accepted worldwide – Shop and pay with ease at millions of locations across the globe.
  • Price Protection: Find a lower price on a recent purchase? NCB may reimburse the difference.
  • Purchase Protection: Shop with confidence – get reimbursed for damaged or stolen items.
  • Extended Warranty: Double the manufacturer’s warranty (up to 1 year) on your purchases.
  • 0% Interest for 3 Months on Installments: Break down larger purchases into manageable payments.
  • Tap & Go Technology: Pay quickly and securely with a simple tap at contactless terminals.
  • Understand Your Fees: The NCB Visa Platinum Card has straightforward fees. For a detailed breakdown, visit the NCB Schedule of Rates & Charges.

Investment Disclosure - Managed Funds

Please note that past performance of managed funds, including unit trusts and mutual funds, does not guarantee future results. While historical performance can provide valuable insights into a fund’s track record and management capabilities, it should not be the sole basis for making investment decisions.

Managed funds are subject to market fluctuations, economic conditions and various other factors that may affect their performance. Investors should carefully consider their investment objectives, risk tolerance and financial situation before investing in any managed fund.

Additionally, it’s essential to conduct thorough research and consult with a qualified financial advisor to ensure that the selected managed fund aligns with your individual investment goals and preferences.

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Fixed Income Investment Disclaimer:

  • Interest Rate Risk: The value of your fixed income investment may decline if interest rates rise. As rates go up, investors may be able to earn higher returns on new investments, potentially making your existing fixed-rate investment less attractive.
  • Credit Risk: There is always the possibility that the issuer of a fixed income security, like a CD, may default on their obligation to repay your principal or interest. This risk is generally lower with government-backed securities but can be higher with corporate bonds.
  • Market Volatility: Even fixed income investments can experience some price fluctuation, especially in secondary markets where they may be sold before maturity.
  • Early Withdrawal Penalties: Some fixed income investments, like CDs, may impose penalties if you withdraw your funds before the maturity date.

Before investing in any fixed income product, carefully consider your investment goals, time horizon, and risk tolerance. It’s important to understand the specific features and risks associated with each type of investment. Consider consulting with a financial advisor to ensure these investments align with your overall financial plan.

This information is for general purposes only and does not constitute financial advice.

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Last Updated: March 8, 2024. 

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