Sagicor Bank Mastercard Standard

Credit Card
Cash back, Rewards, Travel

Sagicor Bank Mastercard Standard

Welcome offer
No current welcome offer available
Features
  • Earn points on everyday purchases for travel, cash back or eGift cards
  • Use your card at 40,000+ merchants worldwide with purchase protection
  • Emergency assistance for lost cards, replacements & cash advances
Annual Fee
J$ 5,133.05
Purchase
Interest Rate
49.00%
Cash
Advance Rate
51.00%
Minimum
Payment
5.00%
Learn more
  • Cashback and Rewards: Earn 1 point per USD 1 spent on all purchases, with the option to redeem for cashback, hotel stays, investments, or gift cards.
  • Supplementary Card:  Extend the benefits of your Sagicor Bank MasterCard Credit Card with a convenient Supplementary Card for only J$2,270.39 per year!
  • 10% Off Budget Car Rentals: Save 10% and receive preferential treatment when booking online at www.budget.com/sagicor, making car rentals more affordable.
  • Purchase Protection: Benefit from coverage for accidental damage or theft of your purchases within 45 days of purchase, providing peace of mind for everyday transactions.
  • Chip and PIN Technology: Enjoy the security of chip and PIN technology for in-person transactions, along with text and email alerts to monitor your card activity.
  • Global Services: Access 24/7 assistance with lost or stolen card reporting, emergency card replacement and cash advances through Mastercard Global Services, providing support wherever you travel.
  • Up to 55 Days Interest-Free: Enjoy a grace period of up to 55 days to settle your balance without incurring interest charges, allowing for flexible budgeting.
  • Wide Acceptance: Make purchases anywhere Mastercard is accepted, both locally and internationally.
  • Transparent Fee Disclosure: Sagicor Bank ensures you know all fees upfront for our Credit Cards. For a clear breakdown, visit our Credit Card Rates & Fees Schedule.

Investment Disclosure - Managed Funds

Please note that past performance of managed funds, including unit trusts and mutual funds, does not guarantee future results. While historical performance can provide valuable insights into a fund’s track record and management capabilities, it should not be the sole basis for making investment decisions.

Managed funds are subject to market fluctuations, economic conditions and various other factors that may affect their performance. Investors should carefully consider their investment objectives, risk tolerance and financial situation before investing in any managed fund.

Additionally, it’s essential to conduct thorough research and consult with a qualified financial advisor to ensure that the selected managed fund aligns with your individual investment goals and preferences.

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Fixed Income Investment Disclaimer:

  • Interest Rate Risk: The value of your fixed income investment may decline if interest rates rise. As rates go up, investors may be able to earn higher returns on new investments, potentially making your existing fixed-rate investment less attractive.
  • Credit Risk: There is always the possibility that the issuer of a fixed income security, like a CD, may default on their obligation to repay your principal or interest. This risk is generally lower with government-backed securities but can be higher with corporate bonds.
  • Market Volatility: Even fixed income investments can experience some price fluctuation, especially in secondary markets where they may be sold before maturity.
  • Early Withdrawal Penalties: Some fixed income investments, like CDs, may impose penalties if you withdraw your funds before the maturity date.

Before investing in any fixed income product, carefully consider your investment goals, time horizon, and risk tolerance. It’s important to understand the specific features and risks associated with each type of investment. Consider consulting with a financial advisor to ensure these investments align with your overall financial plan.

This information is for general purposes only and does not constitute financial advice.

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Last Updated: March 8, 2024. 

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