Sagicor Bank Pricesmart Visa Gold

Credit Card
Cash back, Rewards

Sagicor Bank Pricesmart Visa Gold

Welcome offer
No welcome offer at this time.
Features
  • Earn 4% Cash Back on purchases made at PriceSmart
  • Earn 1% Cash Back on All Other Purchases
  • Enhanced Convenience and Security with Chip and PIN technology
Annual Fee
J$ 3,500.00
Purchase
Interest Rate
49.50%
Cash
Advance Rate
51.00%
Minimum
Payment
5.00%
Learn more
  • Welcome Bonus: Receive a J$3,000 bonus with a minimum purchase of J$15,000 at PriceSmart within 30 days of account opening (valid until Dec 31, 2024).
  • Maximize Rewards: Earn a whopping 4% Cashback on every J$100 spent at PriceSmart Jamaica, and 1% back on all other purchases outside of PriceSmart with no earning limit!
  • Stretch your rewards further! Add supplementary cards to your Sagicor Bank PriceSmart Visa Gold account for just J$2,000 per year.
  • Global Assistance: Access global assistance services like lost luggage help, medical referrals, and emergency translation.
  • Price Protection: Get reimbursed for the price difference if you find a covered item cheaper elsewhere (min. USD$25 difference, up to USD$400/year).
  • Purchase Protection: Your purchases are covered against theft or damage for up to USD$1,000 per year.
  • Extended Warranty: Get an extra year of warranty coverage on your purchases (up to USD$1,000 per item, max USD$5,000/year).
  • Transparent Fee Disclosure: Sagicor Bank ensures you know all fees upfront for our Pricesmart Visa Gold Card. For a clear breakdown, visit our Credit Card Rates & Fees Schedule.

Investment Disclosure - Managed Funds

Please note that past performance of managed funds, including unit trusts and mutual funds, does not guarantee future results. While historical performance can provide valuable insights into a fund’s track record and management capabilities, it should not be the sole basis for making investment decisions.

Managed funds are subject to market fluctuations, economic conditions and various other factors that may affect their performance. Investors should carefully consider their investment objectives, risk tolerance and financial situation before investing in any managed fund.

Additionally, it’s essential to conduct thorough research and consult with a qualified financial advisor to ensure that the selected managed fund aligns with your individual investment goals and preferences.

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Fixed Income Investment Disclaimer:

  • Interest Rate Risk: The value of your fixed income investment may decline if interest rates rise. As rates go up, investors may be able to earn higher returns on new investments, potentially making your existing fixed-rate investment less attractive.
  • Credit Risk: There is always the possibility that the issuer of a fixed income security, like a CD, may default on their obligation to repay your principal or interest. This risk is generally lower with government-backed securities but can be higher with corporate bonds.
  • Market Volatility: Even fixed income investments can experience some price fluctuation, especially in secondary markets where they may be sold before maturity.
  • Early Withdrawal Penalties: Some fixed income investments, like CDs, may impose penalties if you withdraw your funds before the maturity date.

Before investing in any fixed income product, carefully consider your investment goals, time horizon, and risk tolerance. It’s important to understand the specific features and risks associated with each type of investment. Consider consulting with a financial advisor to ensure these investments align with your overall financial plan.

This information is for general purposes only and does not constitute financial advice.

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Last Updated: March 8, 2024. 

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