Sagicor Bank Visa Gold (USD)

Credit Card
Rewards, Travel

Sagicor Bank Visa Gold (USD)

Welcome offer
No current welcome offer available
Features
  • Protect purchases from theft or damage
  • Travel worry-free with trip, luggage, & medical coverage
  • Shop & transact globally at millions of locations
Annual Fee
US$ 67.12
Purchase
Interest Rate
18.00%
Cash
Advance Rate
18.00%
Minimum
Payment
5.00%
Learn more
  • Global Acceptance: Use your card at over 25 million merchants worldwide, making it ideal for local and international purchases.
  • Reward Points: Earn 1 point for every US$1 spent, with no limit on the amount of points you can accumulate in a year.
  • 24/7 Global Customer Assistance: Receive assistance with lost/stolen cards, emergency replacements, and cash advances.
  • Purchase Protection: Get coverage against theft or accidental damage for up to 180 days after purchase (up to US$1,000 per year).
  • Price Protection: Be reimbursed for the price difference if you find a lower price on a recently purchased item (up to US$400 per year).
  • Free Auto Rental Insurance: Enjoy coverage for car rentals against damages, theft, and vandalism in the US and Canada (up to 31 days).
  • Visa Extended Warranty: Double the manufacturer’s warranty on your purchases (up to an extra year, with a maximum of US$5,000 per year).
  • Transparent Fee Disclosure: Sagicor Bank ensures you know all fees upfront for our Pricesmart Visa Gold Card. For a clear breakdown, visit our Credit Card Rates & Fees Schedule.

Investment Disclosure - Managed Funds

Please note that past performance of managed funds, including unit trusts and mutual funds, does not guarantee future results. While historical performance can provide valuable insights into a fund’s track record and management capabilities, it should not be the sole basis for making investment decisions.

Managed funds are subject to market fluctuations, economic conditions and various other factors that may affect their performance. Investors should carefully consider their investment objectives, risk tolerance and financial situation before investing in any managed fund.

Additionally, it’s essential to conduct thorough research and consult with a qualified financial advisor to ensure that the selected managed fund aligns with your individual investment goals and preferences.

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Fixed Income Investment Disclaimer:

  • Interest Rate Risk: The value of your fixed income investment may decline if interest rates rise. As rates go up, investors may be able to earn higher returns on new investments, potentially making your existing fixed-rate investment less attractive.
  • Credit Risk: There is always the possibility that the issuer of a fixed income security, like a CD, may default on their obligation to repay your principal or interest. This risk is generally lower with government-backed securities but can be higher with corporate bonds.
  • Market Volatility: Even fixed income investments can experience some price fluctuation, especially in secondary markets where they may be sold before maturity.
  • Early Withdrawal Penalties: Some fixed income investments, like CDs, may impose penalties if you withdraw your funds before the maturity date.

Before investing in any fixed income product, carefully consider your investment goals, time horizon, and risk tolerance. It’s important to understand the specific features and risks associated with each type of investment. Consider consulting with a financial advisor to ensure these investments align with your overall financial plan.

This information is for general purposes only and does not constitute financial advice.

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Last Updated: March 8, 2024. 

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