Sagicor Bank Visa Platinum (USD)

Credit Card
Travel

Sagicor Bank Visa Platinum (USD)

Welcome offer
No current welcome offer available
Features
  • Enjoy peace of mind with travel insurance up to US$150,000
  • 24/7 personal assistance for travel reservations, dining, gifts and more
  • Coverage against theft or accidental damage
Annual Fee
US$ 169.78
Purchase
Interest Rate
18.00%
Cash
Advance Rate
18.00%
Minimum
Payment
5.00%
Learn more
  • Global Emergency Assistance: Enjoy peace of mind with up to $150,000 in coverage for unexpected medical emergencies, including lodging, prescriptions, and transportation expenses. Benefit from Schengen Certificate coverage for European travel.
  • Visa concierge: Receive 24/7 assistance with booking travel, restaurants, and more.
  • Emergency Card Replacement & Cash Disbursement: Get a replacement card and access cash advances worldwide in case of emergencies.
  • Purchase Protection: Coverage against theft or accidental damage for purchases made with the card (up to US$5,000 per item).
  • Price Protection: Get reimbursed for the difference if you find a lower price on a recently purchased item (up to US$2,000 per year).
  • Extended Warranty: Double the manufacturer’s warranty on your purchases (up to an extra year).
  • Rental car insurance: Decline rental car insurance and get coverage through the card (Jamaica and worldwide, up to 31 days).
  • Exclusive Airport Lounge Access: Enjoy complimentary access to VIP lounges at Norman Manley International Airport and Sangster International Airport, featuring Wi-Fi, refreshments, and a relaxing atmosphere.
  • Transparent Fee Disclosure: Sagicor Bank ensures you know all fees upfront for our Credit Cards. For a clear breakdown, visit our Credit Card Rates & Fees Schedule.

Investment Disclosure - Managed Funds

Please note that past performance of managed funds, including unit trusts and mutual funds, does not guarantee future results. While historical performance can provide valuable insights into a fund’s track record and management capabilities, it should not be the sole basis for making investment decisions.

Managed funds are subject to market fluctuations, economic conditions and various other factors that may affect their performance. Investors should carefully consider their investment objectives, risk tolerance and financial situation before investing in any managed fund.

Additionally, it’s essential to conduct thorough research and consult with a qualified financial advisor to ensure that the selected managed fund aligns with your individual investment goals and preferences.

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Fixed Income Investment Disclaimer:

  • Interest Rate Risk: The value of your fixed income investment may decline if interest rates rise. As rates go up, investors may be able to earn higher returns on new investments, potentially making your existing fixed-rate investment less attractive.
  • Credit Risk: There is always the possibility that the issuer of a fixed income security, like a CD, may default on their obligation to repay your principal or interest. This risk is generally lower with government-backed securities but can be higher with corporate bonds.
  • Market Volatility: Even fixed income investments can experience some price fluctuation, especially in secondary markets where they may be sold before maturity.
  • Early Withdrawal Penalties: Some fixed income investments, like CDs, may impose penalties if you withdraw your funds before the maturity date.

Before investing in any fixed income product, carefully consider your investment goals, time horizon, and risk tolerance. It’s important to understand the specific features and risks associated with each type of investment. Consider consulting with a financial advisor to ensure these investments align with your overall financial plan.

This information is for general purposes only and does not constitute financial advice.

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Last Updated: March 8, 2024. 

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