Sagicor Bank Mastercard Gold

Credit Card
General

Sagicor Bank Mastercard Gold

Welcome offer
No current welcome offer available
Features
  • Superior purchasing power and valuable benefits.
  • Support everyday spending needs with enhanced financial freedom.
  • Purchase Protection and Extended Warranty
Annual Fee
J$ 7,206.01
Purchase
Interest Rate
49.00%
Cash
Advance Rate
51.00%
Minimum
Payment
5.00%
Learn more
  • Unlimited 1% Cash Back: Earn 1% back on every purchase you make with your card, offering a simple and straightforward way to be rewarded for everyday spending.
  • Supplementary Card:  Extend the benefits of your Sagicor Bank MasterCard Credit Card with a convenient Supplementary Card for only J$2,000 per year!
  • Purchase Protection: Enjoy coverage for online and in-store purchases in case of accidental damage or theft within 45 days, providing peace of mind for your transactions.
  • Extended Warranty: Double the manufacturer’s warranty on your purchases for up to an additional year, extending the life and value of your items.
  • Global Services: Access 24/7 assistance with lost or stolen card reporting, emergency card replacement, and cash advances through Mastercard Global Services, ensuring support wherever you travel.
  • Rental Car Discounts: Enjoy 10% off and preferential treatment at Budget Car Rentals when booking online, making car rentals more affordable and convenient.
  • Transparent Fee Disclosure: Sagicor Bank ensures you know all fees upfront for our Credit Cards. For a clear breakdown, visit our Credit Card Rates & Fees Schedule.

Investment Disclosure - Managed Funds

Please note that past performance of managed funds, including unit trusts and mutual funds, does not guarantee future results. While historical performance can provide valuable insights into a fund’s track record and management capabilities, it should not be the sole basis for making investment decisions.

Managed funds are subject to market fluctuations, economic conditions and various other factors that may affect their performance. Investors should carefully consider their investment objectives, risk tolerance and financial situation before investing in any managed fund.

Additionally, it’s essential to conduct thorough research and consult with a qualified financial advisor to ensure that the selected managed fund aligns with your individual investment goals and preferences.

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Fixed Income Investment Disclaimer:

  • Interest Rate Risk: The value of your fixed income investment may decline if interest rates rise. As rates go up, investors may be able to earn higher returns on new investments, potentially making your existing fixed-rate investment less attractive.
  • Credit Risk: There is always the possibility that the issuer of a fixed income security, like a CD, may default on their obligation to repay your principal or interest. This risk is generally lower with government-backed securities but can be higher with corporate bonds.
  • Market Volatility: Even fixed income investments can experience some price fluctuation, especially in secondary markets where they may be sold before maturity.
  • Early Withdrawal Penalties: Some fixed income investments, like CDs, may impose penalties if you withdraw your funds before the maturity date.

Before investing in any fixed income product, carefully consider your investment goals, time horizon, and risk tolerance. It’s important to understand the specific features and risks associated with each type of investment. Consider consulting with a financial advisor to ensure these investments align with your overall financial plan.

This information is for general purposes only and does not constitute financial advice.

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Last Updated: March 8, 2024. 

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