Scotiabank Visa Gold

Credit Card
General

Scotiabank Visa Gold

Welcome offer
Earn J$7,500 cashback when you convert at least 1 Eligible Purchase into a Select Pay plan within the first 3 billing cycles from your account opening date.
Features
  • Accepted internationally
  • Save on car rentals with up to US$50,000 in auto rental insurance coverage
  • Price Protection up to USD$1,000 annually
Annual Fee
J$ 6,243.56
Purchase
Interest Rate
44.75%
Cash
Advance Rate
44.75%
Minimum
Payment
5.00%
Learn more
  • Welcome Offer: Earn JMD$7,500 cashback when you convert at least one eligible purchase into a Select Pay plan within the first three billing cycles from the account open date.
  • Worldwide acceptance: Enjoy the convenience of making purchases globally with a card accepted at millions of locations worldwide.
  • Price Protection: Enjoy peace of mind with Price Protection, offering up to USD$1,000 per account per year to reimburse you for price drops on eligible purchases.
  • Additional Cards: Get supplementary cards for family members and friends for just J$3,051.54 each. This allows them to enjoy the same flexibility, convenience, and benefits as the primary cardholder.
  • Auto Rental Collision Damage Waiver: Enjoy peace of mind on your next adventure with up to US$50,000 in auto rental collision damage coverage. Simply pay for your entire rental with your card, and you’re protected against unexpected damages, ensuring a worry-free journey.
  • Emergency Services: Experience peace of mind with access to emergency services through Visa International Service Centre and Travel Assist, ensuring support and assistance wherever you are.
  • Credit Life Protection: Protect your loved ones with optional Credit Life Protection. In the unfortunate event of your passing, this affordable coverage can help pay off your outstanding balance of up to US$25,000.
  • Know Your Fees Upfront: The Scotiabank Visa Gold Card comes with easy-to-understand fees. For a complete breakdown, visit the Scotiabank Credit Card Rates & Fees Schedule.

Investment Disclosure - Managed Funds

Please note that past performance of managed funds, including unit trusts and mutual funds, does not guarantee future results. While historical performance can provide valuable insights into a fund’s track record and management capabilities, it should not be the sole basis for making investment decisions.

Managed funds are subject to market fluctuations, economic conditions and various other factors that may affect their performance. Investors should carefully consider their investment objectives, risk tolerance and financial situation before investing in any managed fund.

Additionally, it’s essential to conduct thorough research and consult with a qualified financial advisor to ensure that the selected managed fund aligns with your individual investment goals and preferences.

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Fixed Income Investment Disclaimer:

  • Interest Rate Risk: The value of your fixed income investment may decline if interest rates rise. As rates go up, investors may be able to earn higher returns on new investments, potentially making your existing fixed-rate investment less attractive.
  • Credit Risk: There is always the possibility that the issuer of a fixed income security, like a CD, may default on their obligation to repay your principal or interest. This risk is generally lower with government-backed securities but can be higher with corporate bonds.
  • Market Volatility: Even fixed income investments can experience some price fluctuation, especially in secondary markets where they may be sold before maturity.
  • Early Withdrawal Penalties: Some fixed income investments, like CDs, may impose penalties if you withdraw your funds before the maturity date.

Before investing in any fixed income product, carefully consider your investment goals, time horizon, and risk tolerance. It’s important to understand the specific features and risks associated with each type of investment. Consider consulting with a financial advisor to ensure these investments align with your overall financial plan.

This information is for general purposes only and does not constitute financial advice.

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Last Updated: March 8, 2024. 

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