Scooprate's Cookie Policy.

You can use the links below to get to specific topics.

Last Updated: June 13, 2024

Introduction

Welcome to ScoopRate Technologies Limited (hereinafter referred to as “we”, “us”, “our”, or “the Website”). This Cookie Policy explains how we use cookies and similar tracking technologies on our Website. By using our Website, you consent to the use of cookies as described in this policy.

What Are Cookies?

Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work more efficiently and to provide information to the website owners. Cookies allow us to enhance your experience, analyse our website performance, and personalise content.

Types of Cookies We Use

  • Essential Cookies: These cookies are necessary for the Website to function properly. They enable you to navigate the site and use its features, such as accessing secure areas. Without these cookies, some parts of the Website may not work as intended.
  • Performance Cookies: These cookies collect information about how you use our Website, such as which pages you visit most often and if you encounter any errors. The data collected is used to improve the Website’s performance and user experience.
  • Functional Cookies: Functional cookies allow the Website to remember choices you make, such as your language preference or the region you are in. They provide enhanced, more personalised features.
  • Targeting/Advertising Cookies: These cookies may be used to deliver advertisements that are more relevant to you and your interests. They also help measure the effectiveness of advertising campaigns. These cookies may be set by us or by third-party providers whose services we use.

Third-Party Cookies

We may use third-party service providers to assist us in various functions such as website analytics and advertising. These third parties may set their own cookies on your device when you visit our Website. We do not control the use of these third-party cookies and recommend that you review the privacy policies of these third-party service providers.

Managing Cookies

You have the right to accept or reject cookies. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer. However, please note that disabling cookies may affect your ability to use certain features of our Website.

How to Manage Cookies:

  • Browser Settings: You can adjust your browser settings to manage or block cookies. Each browser is different, so refer to your browser’s help menu for instructions.
  • Opt-Out Links: Some cookies used for advertising purposes can be managed by opting out directly with the service provider. Visit the Network Advertising Initiative (NAI) website for more information.

Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Cookie Policy on our Website and updating the effective date. Your continued use of the Website after the effective date constitutes your acceptance of the revised Cookie Policy.

Contact Us

If you have any questions or concerns about this Cookie Policy or our use of cookies, please contact us at:

Investment Disclosure - Managed Funds

Please note that past performance of managed funds, including unit trusts and mutual funds, does not guarantee future results. While historical performance can provide valuable insights into a fund’s track record and management capabilities, it should not be the sole basis for making investment decisions.

Managed funds are subject to market fluctuations, economic conditions and various other factors that may affect their performance. Investors should carefully consider their investment objectives, risk tolerance and financial situation before investing in any managed fund.

Additionally, it’s essential to conduct thorough research and consult with a qualified financial advisor to ensure that the selected managed fund aligns with your individual investment goals and preferences.

Close

Fixed Income Investment Disclaimer:

  • Interest Rate Risk: The value of your fixed income investment may decline if interest rates rise. As rates go up, investors may be able to earn higher returns on new investments, potentially making your existing fixed-rate investment less attractive.
  • Credit Risk: There is always the possibility that the issuer of a fixed income security, like a CD, may default on their obligation to repay your principal or interest. This risk is generally lower with government-backed securities but can be higher with corporate bonds.
  • Market Volatility: Even fixed income investments can experience some price fluctuation, especially in secondary markets where they may be sold before maturity.
  • Early Withdrawal Penalties: Some fixed income investments, like CDs, may impose penalties if you withdraw your funds before the maturity date.

Before investing in any fixed income product, carefully consider your investment goals, time horizon, and risk tolerance. It’s important to understand the specific features and risks associated with each type of investment. Consider consulting with a financial advisor to ensure these investments align with your overall financial plan.

This information is for general purposes only and does not constitute financial advice.

Close

Advertising disclosure

Thank you for choosing ScoopRate. It’s important to note that some products showcased on our platform may be labeled as “Featured.” These products are highlighted in collaboration with financial institutions, and ScoopRate may receive compensation for their inclusion.

While we strive to maintain accuracy and transparency, please understand that featured products may influence their placement on our website. However, rest assured that our rankings and recommendations remain impartial and grounded in objective analysis.

We encourage you to explore all available options and conduct thorough research before making any financial decisions. By continuing to use our platform, you acknowledge your understanding of this disclosure. For further details, please refer to our comprehensive Disclaimer Notice, Privacy Policy and Terms of Use available on our website.

Last Updated: March 8, 2024. 

Close